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Home > Blog > G & H Financial Insurance Services, Inc. Blog Page 25
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G & H Financial Insurance Services, Inc. Blog Page 25

View the latest blog posts from G & H Financial Insurance Services, Inc..

Thursday, September 26, 2019

Are You Too Tired To Drive?

In one year, tired driving accounted for around 72,000 crashes, totaling 800 deaths and 44,000 injuries. Even if you manage not to fall asleep at the wheel, drowsiness slows down your reaction time and hinders your ability to think coherently and make smart driving decisions. Put simply, it's not worth the risk. READ MORE >>

Tuesday, September 24, 2019

How Poor Ventilation Can Do More Damage Than You Think

When it comes to what is and isn't covered on home insurance the line is usually drawn at one simple question: Was there anything you could have done to prevent the damages? This is why we check our plumbing for leaks and keep our smoke detector batteries fresh. One area that many homeowners neglect, however, is ventilation. READ MORE >>

Thursday, September 19, 2019

When to File a Claim vs. When to Cover Out of Pocket

People always say that home insurance is "better to have and not need than the other way around." The trick is figuring out when you need it. Ideally, insurance is a last line of defense. Sometimes, it even makes far more sense to cover the damages yourself without filing a claim. Here's are some things to consider: READ MORE >>

Tuesday, September 17, 2019

Five Tips for Preventing Struck by Object Liability Claims

If you’re familiar with your business insurance plan, you’ve probably examined its professional liability coverage to great extent. Between employee slip-and-fall injuries, construction site injuries, fleet accidents and more, there are a lot of situations which can result in financial trouble. READ MORE >>

Thursday, September 12, 2019

I Had an Accident in My Friend's Car, Now What?

Auto insurance providers tend to sign their policies with the understanding that a lot of people loan their cars out to family and friends. A policy is not immediately invalid because someone else is driving your car. However, there are plenty of good reasons why some people won't let anyone else behind the wheel of their car. READ MORE >>

Tuesday, September 10, 2019

How to Choose a Home Insurance Policy for a Vacation Home

According to experts, the best investment that one can make is often real estate. This is particularly true when the housing market is thriving. When one invests in the market, there is always the chance of loss. Therefore, many investors choose to buy a second home to rent out to other people or for vacation. READ MORE >>

Thursday, September 5, 2019

Can a Not-at-Fault Accident Make Your Insurance Rates Go Up

If you cause an accident, meaning it’s your fault, you can probably understand that your car insurance rates should go up. But what if the other driver was 100% at-fault? Even then, it's still possible to see a rate increase. The reason is that it might have been possible for you to avoid the accident. READ MORE >>

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Wednesday, September 4, 2019

Microbrewery Insurance Common Claims

There are more than seven thousand craft breweries operating in the United State today, and each one of them faces unique risks and challenges due to the complex process of brewing beverages like beer, cider, seltzer, and more. A successful brewery will understand those risks and do whatever it can to minimize them. READ MORE >>

Tuesday, September 3, 2019

An Ounce of Prevention in Home Safety

As the old saying goes, an ounce of prevention is worth a pound of cure, and nowhere is this more true than in basic home maintenance. Spending a little bit of time and effort caring for your home today may save you days of costly repairs tomorrow. Here are some simple, cheap ways to protect your home against potential damages: READ MORE >>

Thursday, August 29, 2019

What Is Insurance to Value Ratio in Home Insurance?

Buying enough home insurance is always the biggest decision homeowners have to make when investing in a policy. How much is enough? There are many different opinions on what the right balance of coverage is. One way to compare policies is to consider the insurance to value ratio. READ MORE >>

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